An Urban Cultivation Frenzy is a Manga/Manhwa/Manhua in english language, Action series, english chapters have been translated and you can read them here. You are reading chapters on www.mgeko.nl fastest updating comic site. The Summary is

Missy, you are going too far! Are you thinking of sleeping with me when I see you as my sibling? A young boy with huge student loans was backed up against a wall. Fortunately, a man gave him medicine which helped him reconstruct his genes, so that his destiny was changed.